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How to cope with money worries
Feeling low or anxious is a normal response when you've lost your job, been made redundant, or you're struggling with debt.
You may be feeling, behaving or thinking in ways that are unfamiliar. But that does not necessarily mean you're suffering from depression or an anxiety disorder.
How to survive financial stress
Stay active
Keep seeing your friends, keep your CV up to date, and try to keep paying the bills. If you have more time because you're not at work, do some form of exercise – physical activity can improve your mood if you're feeling low.
See our get fit for free for ideas on how to exercise without spending any money.
Face your fears
For example, if you're going into debt, get advice on how to prioritise your debts. When people feel anxious, they sometimes avoid talking to others. Some people can lose their confidence about driving or travelling. If this starts to happen, facing these situations will generally make them easier.
Do not drink too much alcohol
For some people with money worries, alcohol can become a problem. You may drink more than usual as a way of dealing with your emotions or just to fill in time. But alcohol will not help you deal with your problems and could add to your stress.
Do not give up your daily routine
Get up at your normal time and stick to your usual routine. If you lose your routine, it can affect your eating – you may stop cooking, miss breakfast because you're still in bed, or eat snacks instead of having proper meals.
For tips on healthy eating, read our pages about a healthy, balanced diet and how to eat well on a budget.
When should you get medical help?
Most people who experience emotional distress will pick themselves up after a few days or weeks and then feel able to tackle challenges, such as finding a new job.
See a GP if you're still feeling worried, anxious or low after a few weeks. If you think it will help, the GP can advise you about psychological therapy services in your area.
You can also refer yourself directly to a psychological therapies service near you.
Seek help immediately if you cannot cope, if life is becoming very difficult or if you feel it is not worth living.
Either see a GP for confidential, non-judgemental emotional support.